Southern Fidelity Insurance Company

Liquidation Date: June 15, 2022
NAIC Number: 10136
Claim Deadline: June 15, 2023
Policy Cancellation Date: July 15, 2022

Effective June 15, 2022, Southern Fidelity Insurance Company (“Company” or “Southern Fidelity”) was ordered into liquidation by the Second Judicial Circuit Court in Leon County, Florida. The Florida Department of Financial Services (“Department” or “Receiver”) is the court appointed receiver for the Company. Copies of the Liquidation Order and other relevant information are available on the Department’s website, https://www.myfloridacfo.com/division/receiver/.

With the entry of the liquidation order, the Florida Insurance Guaranty Association (“FIGA”) has been activated to help pay outstanding Florida claims for property and casualty policies.  The processing and payment of covered claims will be made by FIGA (subject to the lesser of policy limits or FIGA’s maximum cap). The maximum amount FIGA will cover is generally $300,000 per claim.  An additional $200,000 is available for structures and contents on homeowners’ claims.  No claim will be paid in excess of this cap. For more information on FIGA’s claim handling see the FAQ section of this website.

Return of Unearned Premium:
FIGA will pay unearned premium claims after the Receiver completes its processing of the policy records and sends the unearned premium records to FIGA. FIGA expects to issue payments of unearned premiums within 45 to 60 days from the liquidation date.

Consumer/Claim Calls:

Until further notice, policyholders with questions regarding Southern Fidelity should continue to visit the company’s website at Southern Fidelity (southernfidelityins.com) or contact the company directly at (866)874-7342 for customer service or (866)722-4995 for claims.

For questions regarding the receivership, consumers are asked to contact the Receiver by using the “Contact Us” form at the Receivers website, www.myfloridacfo.com/division/receiver or call the Florida Department of Financial Services at (800) 882-3054.