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What should I do after I file my claim?

a.  As soon as possible, report damage to your agent or FIGA, even if the cause of the damage is unknown;
b.  Make temporary repairs to prevent further damage, and remember to keep receipts for any supplies necessary for those repairs;
c.  Save damaged items until the adjuster inspects them; additionally, take pictures and/or video, if possible, of all damages and damaged items;
d.  Make your property easily identifiable by displaying the house address and insurance company;
e.  Seek long term shelter if the property is uninhabitable and has sustained major damage. Reasonable expenses are generally reimbursed. The limits of your policy may determine your “Loss of Use” coverage;
f.   Be patient, after disasters, especially larger ones, the company’s immediate response time may take longer than usual;
g.  Prepare an inventory with receipts or other evidence of value and ownership, as necessary, to assist in the claim settlement process;
h.  On smaller losses start getting repair estimates, if possible;
i.   If you disagree with the settlement offer, you may wish to elect mediation or arbitration; however, first try to negotiate with the adjuster or company.